@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,600;8..60,700&family=Inter:wght@400;500;600;700&display=swap');

:root{
  --navy:#16324A;
  --navy-dark:#0F2335;
  --slate:#3D5A73;
  --teal:#5C9A8B;
  --gold:#C9A24B;
  --paper:#F6F4EF;
  --paper-alt:#EFEBE2;
  --ink:#1E2A33;
  --ink-soft:#5B6770;
  --line:#DDD7C8;
  --white:#FFFFFF;
  --radius:6px;
  --shadow:0 8px 24px rgba(15,35,53,0.08);
  --max:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Inter',system-ui,sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Source Serif 4',Georgia,serif;
  color:var(--navy-dark);
  line-height:1.2;
  margin:0 0 .6em;
  font-weight:600;
}
h1{font-size:clamp(2.1rem,4vw,3.2rem);}
h2{font-size:clamp(1.6rem,3vw,2.2rem);}
h3{font-size:1.25rem;}
p{margin:0 0 1em;color:var(--ink-soft);}
a{color:var(--navy);text-decoration:none;}
a:hover{color:var(--teal);}
img{max-width:100%;display:block;}
ul{padding-left:1.2em;color:var(--ink-soft);}
.container{max-width:var(--max);margin:0 auto;padding:0 24px;}

:focus-visible{outline:3px solid var(--teal);outline-offset:2px;}

.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:13px 26px;
  border-radius:var(--radius);
  font-weight:600;
  font-size:.95rem;
  border:1px solid transparent;
  cursor:pointer;
  transition:background .2s ease,color .2s ease,border-color .2s ease,transform .15s ease;
}
.btn-primary{background:var(--navy);color:var(--white);}
.btn-primary:hover{background:var(--navy-dark);color:var(--white);transform:translateY(-1px);}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:var(--white);}
.btn-ghost{background:transparent;color:var(--white);border-color:rgba(255,255,255,.5);}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:var(--white);}

.eyebrow{
  text-transform:uppercase;
  letter-spacing:.12em;
  font-size:.78rem;
  font-weight:600;
  color:var(--teal);
  margin-bottom:.8em;
  display:block;
}

/* Header */
.site-header{
  position:sticky;top:0;z-index:200;
  background:rgba(246,244,239,.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 24px;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{width:40px;height:40px;border-radius:8px;}
.brand-name{
  font-family:'Source Serif 4',serif;
  font-weight:700;
  font-size:1.08rem;
  color:var(--navy-dark);
  letter-spacing:.01em;
}
.brand-name span{display:block;font-family:'Inter',sans-serif;font-weight:500;font-size:.68rem;color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;}

.main-nav{display:flex;align-items:center;gap:28px;}
.main-nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0;}
.main-nav a{
  font-weight:500;font-size:.93rem;color:var(--ink);
  position:relative;padding:4px 0;
}
.main-nav a::after{
  content:'';position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--teal);
  transition:width .2s ease;
}
.main-nav a:hover::after,.main-nav a.active::after{width:100%;}
.main-nav a.active{color:var(--navy-dark);font-weight:600;}

.nav-toggle{
  display:none;background:none;border:1px solid var(--line);border-radius:6px;
  width:42px;height:42px;align-items:center;justify-content:center;font-size:1.3rem;color:var(--navy);
}

/* Hero */
.hero{
  background:linear-gradient(135deg,var(--navy-dark),var(--navy) 60%,var(--slate));
  color:var(--white);
  position:relative;
  overflow:hidden;
}
.hero .container{
  padding:96px 24px 80px;
  display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;
}
.hero h1{color:var(--white);}
.hero p.lead{color:rgba(255,255,255,.82);font-size:1.08rem;max-width:46ch;}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:1.6em;}
.hero-figure{
  border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);
  border:1px solid rgba(255,255,255,.15);
}
.hero-figure img{height:100%;object-fit:cover;}
.hero-stats{
  display:flex;gap:0;margin-top:48px;border-top:1px solid rgba(255,255,255,.18);padding-top:28px;
  flex-wrap:wrap;
}
.hero-stats div{flex:1;min-width:140px;}
.hero-stats strong{display:block;font-family:'Source Serif 4',serif;font-size:1.9rem;color:var(--gold);}
.hero-stats span{font-size:.82rem;color:rgba(255,255,255,.7);}

/* Page header (inner pages) */
.page-header{
  background:var(--navy-dark);
  color:var(--white);
  padding:64px 0 56px;
}
.page-header h1{color:var(--white);margin-bottom:.3em;}
.breadcrumbs{font-size:.85rem;color:rgba(255,255,255,.65);margin-bottom:14px;}
.breadcrumbs a{color:rgba(255,255,255,.78);}
.page-header p{color:rgba(255,255,255,.78);max-width:62ch;}

/* Sections */
section{padding:84px 0;}
.section-alt{background:var(--paper-alt);}
.section-head{max-width:680px;margin-bottom:48px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}

.card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:32px 28px;
  transition:transform .2s ease,box-shadow .2s ease;
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.card .icon{
  width:48px;height:48px;border-radius:10px;
  background:var(--paper-alt);
  display:flex;align-items:center;justify-content:center;
  font-size:1.5rem;color:var(--navy);margin-bottom:18px;
}
.card h3{margin-bottom:.5em;}
.card p{margin-bottom:0;font-size:.95rem;}

.process-list{list-style:none;padding:0;margin:0;counter-reset:step;}
.process-list li{
  counter-increment:step;
  display:grid;grid-template-columns:56px 1fr;gap:20px;
  padding:24px 0;border-bottom:1px solid var(--line);
}
.process-list li:last-child{border-bottom:none;}
.process-list li::before{
  content:counter(step,decimal-leading-zero);
  font-family:'Source Serif 4',serif;font-size:1.3rem;color:var(--gold);font-weight:700;
}

.feature-row{display:flex;gap:16px;align-items:flex-start;margin-bottom:26px;}
.feature-row .icon-sm{
  width:38px;height:38px;flex:none;border-radius:8px;background:var(--paper-alt);
  display:flex;align-items:center;justify-content:center;color:var(--teal);font-size:1.2rem;
}
.feature-row h4{margin:0 0 .25em;font-family:'Inter',sans-serif;font-size:1rem;font-weight:600;color:var(--navy-dark);}
.feature-row p{margin:0;font-size:.92rem;}

.image-frame{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);}
.image-frame img{width:100%;height:100%;object-fit:cover;}

.quote-block{
  background:var(--navy-dark);color:var(--white);border-radius:var(--radius);
  padding:48px;display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:center;
}
.quote-block i{font-size:2.4rem;color:var(--gold);}
.quote-block p{color:rgba(255,255,255,.9);font-family:'Source Serif 4',serif;font-size:1.25rem;font-style:italic;margin-bottom:.4em;}
.quote-block cite{color:rgba(255,255,255,.6);font-size:.85rem;font-style:normal;}

.cta-band{
  background:var(--teal);color:var(--white);
  border-radius:var(--radius);
  padding:48px;
  display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;
}
.cta-band h2{color:var(--white);margin:0;}
.cta-band p{color:rgba(255,255,255,.85);margin:.4em 0 0;}

table.compare{width:100%;border-collapse:collapse;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
table.compare th,table.compare td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:.93rem;}
table.compare th{background:var(--paper-alt);font-family:'Source Serif 4',serif;color:var(--navy-dark);}
table.compare tr:last-child td{border-bottom:none;}

/* Forms */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.form-grid .full{grid-column:1/-1;}
label{display:block;font-size:.85rem;font-weight:600;color:var(--navy-dark);margin-bottom:6px;}
input,select,textarea{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);
  font-family:inherit;font-size:.95rem;background:var(--white);color:var(--ink);
}
textarea{resize:vertical;min-height:130px;}
input:focus,select:focus,textarea:focus{outline:2px solid var(--teal);outline-offset:1px;border-color:var(--teal);}
.field{margin-bottom:4px;}
.checkbox-row{display:flex;gap:10px;align-items:flex-start;grid-column:1/-1;}
.checkbox-row input{width:auto;margin-top:4px;}
.checkbox-row label{font-weight:400;color:var(--ink-soft);font-size:.85rem;margin:0;}
.form-note{font-size:.78rem;color:var(--ink-soft);margin-top:18px;}
.form-status{margin-top:16px;padding:14px 16px;border-radius:var(--radius);font-size:.9rem;display:none;}
.form-status.show{display:block;}
.form-status.success{background:#E4F1EC;color:#225C49;border:1px solid #BFE0D2;}

.contact-info-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px;}
.contact-info-card .info-row{display:flex;gap:14px;margin-bottom:20px;align-items:flex-start;}
.contact-info-card .info-row i{color:var(--teal);font-size:1.3rem;margin-top:2px;}
.contact-info-card .info-row strong{display:block;color:var(--navy-dark);font-size:.85rem;}
.map-frame{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);margin-top:20px;}
.map-frame iframe{width:100%;height:240px;border:0;display:block;}

/* Legal pages */
.legal-content{max-width:780px;}
.legal-content h2{margin-top:1.8em;}
.legal-content h2:first-child{margin-top:0;}
.legal-content ul{margin-bottom:1.2em;}
.legal-content table{width:100%;border-collapse:collapse;margin:1.4em 0;}
.legal-content table th,.legal-content table td{border:1px solid var(--line);padding:10px 12px;font-size:.88rem;text-align:left;}
.legal-content table th{background:var(--paper-alt);}
.updated-note{font-size:.85rem;color:var(--ink-soft);margin-bottom:2em;border-left:3px solid var(--teal);padding-left:14px;}

/* Disclaimer note */
.disclaimer{
  background:var(--paper-alt);border:1px solid var(--line);border-radius:var(--radius);
  padding:20px 24px;display:flex;gap:14px;align-items:flex-start;font-size:.88rem;color:var(--ink-soft);
}
.disclaimer i{color:var(--gold);font-size:1.3rem;margin-top:2px;}

/* Footer */
.site-footer{background:var(--navy-dark);color:rgba(255,255,255,.75);padding:64px 0 24px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:48px;}
.footer-brand .brand-name{color:var(--white);}
.footer-brand .brand-name span{color:rgba(255,255,255,.55);}
.footer-brand p{color:rgba(255,255,255,.6);font-size:.9rem;margin-top:14px;max-width:32ch;}
.site-footer h4{color:var(--white);font-family:'Inter',sans-serif;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:18px;}
.site-footer ul{list-style:none;padding:0;margin:0;}
.site-footer li{margin-bottom:10px;}
.site-footer a{color:rgba(255,255,255,.7);font-size:.92rem;}
.site-footer a:hover{color:var(--gold);}
.footer-social{display:flex;gap:12px;margin-top:18px;}
.footer-social a{
  width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.25);
  display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,.8);
}
.footer-social a:hover{background:var(--teal);border-color:var(--teal);color:var(--white);}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.15);padding-top:24px;
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;
  font-size:.82rem;color:rgba(255,255,255,.55);
}
.footer-bottom .legal-links{display:flex;gap:18px;flex-wrap:wrap;}
.footer-bottom a{color:rgba(255,255,255,.55);}

/* Cookie banner */
.cookie-banner{
  position:fixed;left:24px;right:24px;bottom:24px;z-index:500;
  max-width:680px;margin:0 auto;
  background:var(--white);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:0 12px 32px rgba(15,35,53,.18);
  padding:22px 24px;
  display:none;
  gap:18px;
}
.cookie-banner.show{display:flex;flex-direction:column;}
.cookie-banner p{font-size:.88rem;margin:0;}
.cookie-banner .cookie-actions{display:flex;gap:12px;flex-wrap:wrap;}
.cookie-banner .btn{padding:10px 18px;font-size:.85rem;}

/* Responsive */
@media (max-width:920px){
  .hero .container{grid-template-columns:1fr;}
  .hero-figure{order:-1;max-height:280px;}
  .grid-3{grid-template-columns:1fr 1fr;}
  .grid-2{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:720px){
  .main-nav ul{
    position:absolute;top:100%;left:0;right:0;background:var(--paper);
    flex-direction:column;gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
    max-height:0;overflow:hidden;transition:max-height .25s ease;
  }
  .main-nav.open ul{max-height:420px;}
  .main-nav ul li{border-bottom:1px solid var(--line);}
  .main-nav ul a{display:block;padding:14px 24px;}
  .main-nav .btn{display:none;}
  .nav-toggle{display:flex;}
  .grid-3{grid-template-columns:1fr;}
  .form-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .quote-block{grid-template-columns:1fr;text-align:center;}
  .cta-band{flex-direction:column;text-align:center;}
}